While I was stuck at home during the massive snow storm yesterday, I thought to myself: this would be a good day to buy those pants I want from PdC. I’m still nervous about buying something so expensive, but at the same time I know I can afford it and I do want them (along with three other items I found on sale).
So as I lingered on the site, after pacing around the house a bit, I sat down to put it in cart. Now.
Ok. Right now.
NnnnnoooooOOOH MY GOD, WHAT WAS THAT CRASHING SOUND!?
Me: What was that?
Z: I think a tree branch fell…. on the garage.
Me: *runs to window and sees all sorts of tree debris in yard*
Z: Come up here and look.
I went upstairs because the guest room window looks down on the garage roof and sure enough a large branch fell down, broke and was pinning down an electrical wire.
Z went outside to check the garage, but the garage door wouldn’t open over a foot off the ground. He looked in the windows and the branch punctured a hole in the roof and offset the garage door mechanism. The car (new Mustang) and his motorcycle seem to be fine. What worried us the most was the electrical wire being pinned down because it was the one that went from the pole at the far corner of our yard directly to our house.
Z: immediately calls insurance company.
Me: immediately calls electrical company.
Z: calls roofing companies and his dad, who is the VP of a construction company.
We couldn’t do anything about it at all because it was still snowing heavily and we had no way of safely getting on the roof to take the branch down. I don’t even think Z could’ve moved it if he had been able to get up there. The branch was large and broke into two pieces when it hit the garage. One part pinned the wire and hung off that and half on one side of the roof and the other part of the branch that was bigger punctured the other side of the roof.
We made whatever calls we could and just had to hope for the best. All companies we called about roofing and garage doors were closed and the electrical company has ten million other people to deal with – not one person whose electricity hasn’t gone out….yet. But hey, they added it to their service calls that they’ll get to…eventually. I wasn’t expecting much at all but at least the service center woman was really nice. I know they are still dealing with fallout from the storm that hit last Friday. Some people still didn’t have electricity and then this storm hit.
So I won’t be buying the pants just yet because we need to know how bad the damage is for all of this first. Our deductible isn’t too high so that’s one good thing so far. Also, after Z shoveled the driveway for the third time he ended up talking to our neighbor (also shoveling) whose yard the tree is technically in. I had immediately thought: hmmm, their tree our damage… but I wasn’t going to be a jerk about it. Z came in and said our neighbor was more than willing to call his insurance company since the tree is in his yard and he felt slightly responsible. The tree is old and he was planning on having it looked at this spring to be trimmed or removed completely. The canopy of the tree mostly hangs over our property. It would be really nice if our neighbor put it on his insurance claim because we actually just got notice our rates lowered recently. However, this might bump the rates back up. Z mentioned that if they decide on removing the tree, we could help out a little because it is very expensive.
So while we survived the storm, we didn’t come out of it completely unscathed.
If I were superstitious I would say I was being told not to buy those pants, but I don’t get spooked that easily. It’s simply an emergency situation that will have some financial consequences happened and I’ll need to wait a little longer. Technically, I can totally still buy the pants no problem, but I want to know what the costs for fixing the roof and the garage door will be first.